thanks guys.. been fighting with them for 4 years now since i got divorced in 08. and i tried to get them to work out something with me but i got a different answer every time i called them. i can make the payments but i want my ex wifes name off of it and i want a lower intrest rate.. kept getting sorry cant do anything. then a real estate buddy of mine said stop making your payment hole shit boa is on it now..

got a lawyer now to help me so i dont get screwed...keep you guys informed..